Motorhome Loans What's The Best Route To Default On A Motorhome Loan?

What's the best route to default on a motorhome loan? - motorhome loans

We bought a camper that we in 2005/2006 to about $ 237k. We owe $ 197K. We are in the evening of 1 our payment because my husband is an architect, and can not find jobs in this economy, and for some time to come. We ate in savings and sell things to pay for our mortgage and lives mainly credit cards and maybe a month's work. I know that credit cards as a last resort, but we eat and find gas, labor, and take children to school.
The Bank has proposed to sell the motorhome, but it seems we can not find a buyer. What do you suggest we do when we find one? We will be 30 days short delay. Our loan is (for the next week or 2 cases excellent). I know we will be successful, but does not want the $ 80K or stay in the loan if the pension and wholesale.
1. We have a mortgage, no car payment, pension of about $ 70K that I spend in the last instance.
The bankruptcy is an option with such high debt? The buyback will be better? I do not know what to do. : (